Hardly a week goes by where I don’t see someone on social media railing about how we should be teaching our kids financial literacy in high school.
Why don’t we teach kids about credit cards, mortgages, RRSPs or TFSAs? Why not make them aware of how debt works before sending them off to post-secondary with student loans?
To be honest, I don’t think it would change a thing if we did. Young people don’t take on student loans or credit card debt because they don’t know what a loan is; they do it because we haven’t offered any viable alternatives. We’ve all but eroded avenues to independence that don’t involve accumulating debt. Living debt-free is a fantasy for all but the most fortunate among us.
Here’s a better idea: if you want to teach kids something that will help them secure a better future, teach them about workplace safety.
Fact is, young workers are 30% more likely to be injured on the job than those over the age of 25. They account for 12.5% of all lost-time injury claims. And over 50% of incidents involving young workers occur during their first six months on the job.
Why are young workers at risk? It’s a combination of factors. Youth have less training and work experience; they’re less likely to understand their right to refuse unsafe work under the Occupational Health and Safety Act; they often feel pressured to do what they’re told and reluctant to question their superiors.
It goes without saying that all these factors are augmented when it comes to young workers who are otherwise vulnerable, particularly newcomers to Canada and youth living in poverty.
Ask anyone who’s ever worked in a retail, restaurant or general labour position as a youth and you’ll hear of at least tale one in which they were asked to perform dangerous work: climbing a tree without a harness to clear away brush, welding without eye protection, or confronting an aggressive customer alone.
I was once asked to crawl under a machine with massive moving parts to retrieve a fallen container while the machine was still operating. My supervisor rolled her eyes at my reluctance and told me to go home.
I knew my right to refuse unsafe work. Not everyone is so lucky. Teaching youth about workplace safety wouldn’t even be expensive; there are plenty of free resources on the subject available online and many third-party organizations that specialize in the area.
You can find more information on workplace safety training and classroom training for working at heights at PSHSA, Ontario’s Health and Safety organization for the public sector.
Grandpa Remy here again with another post!
As most of you know, grandma and I just purchased a new home to retire in. Many of you made it to our house warming this past weekend, and we truly appreciate all the wonderful gifts and decorations you’ve all brought! They will all be put to good use. We wanted to make sure our home would be extremely accessible as we get older, so before even looking at purchasing a home, we first looked at house plans for a bungalow style home. Obviously as we’re growing older (which we will never admit to your face), we wanted a bungalow style home so there would be no stairs. However, we’ve included a basement so that our grandchildren would have somewhere to play. There’s a den, theater, and playroom with table tennis, pool, and air hockey tables so feel free to stop by anytime to play and just hang out with us!
Anyway, more about our house. We found a company that did custom designed homes in Ontario so our lives would be easier. We didn’t have to do anything! We just picked out the house plan we wanted and they put the pieces together on our property. With a blink of an eye, viola, it was finished! We’re so in love with our new home. Come stop by anytime if you’d like to see it. Just give us a call ahead to make sure we’re home.
For those of you who came to our house warming – what did you think? We went with granite countertops as well as hard wood floors because if this was going to be the house we retire in, we want it to be perfect. There’s 2 bedrooms on the main floor and 2 downstairs so plenty of room for guests to stay. We also have 5 washrooms (3 on main floor and 2 downstairs). When we decided to buy a new house, we also kept in mind how many people would be coming over for the annual Christmas party. This is why we didn’t go with a smaller home that’s easier to maintain. All for you kids!
So for this year’s Christmas party, we are super excited to host! There will be bedrooms available for those of you staying in town and overnight. The basement will also be finished so the kids can play downstairs. Our dining room seats 10 people which I know definitely won’t fit all of us, but we also have plenty of room in our great room, kitchen, and family room. There will be enough room for all! Can’t wait to see all of you visiting here and please stop by anytime!
P.s. yes, we are installing a pool. It should be done by the end of June – will send out another email/write another blog regarding coming over to swim.
Hello Gandl Family!
It’s grandpa Remy here. You might be wondering why I’ve directed you to this website. Well, it’s because due to our huge family size, it’s just easier to post events and information on here instead of spamming you all with emails every month! As most of you already know, your grandma and I have just moved into a fabulous new home. We would like to invite you all to a housewarming event. Details about that will be emailed out (don’t want no strangers), and we’re super excited to debut our new home to all of you!
Aside from that, I thought since our family Christmas tradition is so big and special, we could use this website to post about different activities, ideas, and news for the family!
That’s it for now! For my next post, I’ll be blogging about our new home (in case you can’t make it to our house warming). Again, super excited to see you all!